Abitha Deepak, Bankbazaar.Com

Stories by Abitha Deepak, Bankbazaar.Com

7 things to do (and not do) in a downturn

7 things to do (and not do) in a downturn

Rediff.com   31 Aug 2009

The economic slowdown in India and the recession in many parts of the world are affecting us all in many ways. Here is a list of things that we need to do and some that we should not do during the downturn:

What is book building all about?

What is book building all about?

Rediff.com   27 Aug 2009

During the IPO or FPO, the company offers its shares to the public either at fixed price or offers a price range, so that the investors can decide on the right price.

Getting married? Insure your wedding!

Getting married? Insure your wedding!

Rediff.com   27 Aug 2009

Just like we have life insurance to protect our life, car insurance to safeguard our car and health insurance to secure our health, we have wedding insurance to ensure our wedding goes off smoothly.

What is excise duty all about?

What is excise duty all about?

Rediff.com   26 Aug 2009

An excise duty is a type of tax charged on goods produced within the country (as opposed to customs duties, charged on goods from outside the country). It is a tax on the production or sale of a good. This tax is now known as the Central Value Added Tax(CENVAT).

Of NRIs and tax returns

Of NRIs and tax returns

Rediff.com   25 Aug 2009

If you are an NRI and have a business or asset in India, that provides you with income, you are required to pay income tax just like any other Indian. Indian taxation laws are quite different for NRIs and it is important that you are aware of what you are liable to pay.

How would you recognize a fake note?

How would you recognize a fake note?

Rediff.com   25 Aug 2009

The RBI has issued certain guidelines to detect counterfeit notes. Some of the common ways to detect fake are Watermark, Security Thread, Colour and Fluorescence.

Is the time ripe to buy a home yet?

Is the time ripe to buy a home yet?

Rediff.com   25 Aug 2009

For those planning on buying a house, it is the best time to start looking around and negotiating. Considering that banks are floating new schemes to fund home buyers, you can shop around for loans that give you the best deal.

How businesses are affected by new tax code

How businesses are affected by new tax code

Rediff.com   21 Aug 2009

The draft Direct Taxes Code promised by the finance minister is up for discussion. This article looks at the proposed changes in the new code which would affect businesses.

How new tax code affects individuals

How new tax code affects individuals

Rediff.com   21 Aug 2009

What does the proposed Direct Taxes Code hold for the common man? A look at visible effects and implications of the proposals on our monies.

Enter free, but pay to exit!

Enter free, but pay to exit!

Rediff.com   20 Aug 2009

A look at the new entry load and exit loads for mutual funds.

Can bonds give more returns than interest rate?

Can bonds give more returns than interest rate?

Rediff.com   20 Aug 2009

Bonds are debt (loan) instruments with a typical coupon rate (interest rate) and term (time period). The issuer (borrower) is normally a company, a municipality, a large utility or the government itself.

Is the stock market a gambling arena?

Is the stock market a gambling arena?

Rediff.com   18 Aug 2009

Long-term investors can never lose money in the stock market if the fundamentals are right!

Employer-backed health insurance not enough

Employer-backed health insurance not enough

Rediff.com   18 Aug 2009

The corporate health policy ceases under following circumstances: The company winds up; you resign or you are terminated from the company; you retire from the services at the age of 60; the company decides to withdraw the health policy benefit to employees, i.e. there is no law that the company should provide health policy to employee; most corporate policies also have restrictive covers.

Own a vintage car? Insure it now!

Own a vintage car? Insure it now!

Rediff.com   17 Aug 2009

Car enthusiasts pride themselves on the car that they drive and care for it as though it's a part of their family and not just a mere mode of transportation. This is especially true for owners of vintage cars who draw their purse strings together when it comes to taking care of their beloved cars.

Direct taxes code: The debate has begun

Direct taxes code: The debate has begun

Rediff.com   17 Aug 2009

The Direct Taxes Code is being mooted as a replacement to the Income Tax Act 1961. What is the idea behind replacing something that has been around for close to 50 years and what is the strategy behind the exercise?

All you want to know about hedging

All you want to know about hedging

Rediff.com   17 Aug 2009

Hedging refers to a method of reducing the risk of loss caused by price fluctuation.

Gold loans: Best for urgent money needs

Gold loans: Best for urgent money needs

Rediff.com   14 Aug 2009

You can mortgage gold with any bank, with the minimum of paperwork and walk out with the money almost immediately. Some banks claim to process gold loans in three minutes, while most banks hand you the money within an hour!

How does forex trading work?

How does forex trading work?

Rediff.com   14 Aug 2009

Forex trading is the act of trading currencies from different countries against each other. Forex is acronym for foreign exchange.

PE ratio: How it helps buy great stocks

PE ratio: How it helps buy great stocks

Rediff.com   14 Aug 2009

PE ratio is one of the most widely used tools for stock selection. It is calculated by dividing the current market price of the stock by its earning per share (EPS). It shows the sum of money you are ready to pay for each rupee worth of the earnings of the company.

How to beat inflation

How to beat inflation

Rediff.com   14 Aug 2009

The most common method of benefiting from indexation is to prolong booking profits, such that it spreads out over two financial years.